Living by Godly Principles

How to Apply Godly Principles to Your Finances

Money is an essential aspect of our lives, and we all strive to earn and manage it well. But have you ever wondered how you can align your finances with God’s teachings? In this article, we’ll explore some of the godly principles that you can apply to your finances to ensure that you are managing your money in a way that pleases God.

Understanding God’s View of Money

As Christians, we believe that everything we have comes from God, including our finances. The Bible teaches us that God owns everything, and we are merely stewards of His resources (Psalm 24:1). Therefore, it is essential to understand God’s view of money and how we can use it to glorify Him.

The Purpose of Money According to the Bible

The Bible teaches us that money is a tool that we can use to serve God and others. In 1 Timothy 6:17–19, Paul writes, “Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way, they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.”

This passage reminds us that our wealth should not be our primary focus in life, but rather, our focus should be on doing good, being generous, and serving others.

The Dangers of the Love of Money

While money itself is not evil, the love of money can lead to many problems. In 1 Timothy 6:10, Paul writes, “For the love of money is the root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.”

When we place too much importance on money, it can lead us away from our faith and cause us to make poor decisions. We must remember that our ultimate goal is to serve God and not our bank accounts.

How to Have a Healthy Perspective on Money

To have a healthy perspective on money, we must recognize that God is in control of our finances. We should seek His guidance when making financial decisions and trust in His provision. In Proverbs 3:5–6, we are told, “Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight.”

We should also remember to be content with what we have and avoid comparing ourselves to others. In Philippians 4:11–12, Paul writes, “I have learned to be content whatever the circumstances. I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want.”

By having a healthy perspective on money, we can ensure that we are using our finances in a way that honors God.

Biblical Principles for Financial Management

Now that we understand God’s view of money, let’s explore some of the biblical principles that we can apply to our finances.


Giving is an essential aspect of financial management for Christians. In Malachi 3:10, God says, “Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that there will not be room enough to store it.”

This passage reminds us that giving is an act of faith and trust in God’s provision. When we give to others, we are also trusting that God will continue to provide for us.

Giving can take many forms, such as tithes and offerings to our church or donations to charitable organizations. It is important to give cheerfully and generously, as Paul writes in 2 Corinthians 9:6-7: “Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously. Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”


Budgeting is another important aspect of financial management. By creating a budget, we can ensure that we are living within our means and using our finances in a way that aligns with our values.

In Luke 14:28–30, Jesus teaches us about the importance of counting the cost before embarking on a project. He says, “Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, ‘This person began to build and wasn’t able to finish.'”

In the same way, we should count the cost of our financial decisions and ensure that we have the means to follow through with them.


Saving is also an important aspect of financial management. In Proverbs 21:20, we are told, “The wise store up choice food and olive oil, but fools gulp theirs down.”

Saving allows us to prepare for the future and be responsible stewards of God’s resources. We should save for emergencies, future expenses, and retirement.

Avoiding Debt

Debt can be a major burden on our finances and can prevent us from using our resources to serve God and others. In Romans 13:8, Paul writes, “Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.”

While it may be difficult to avoid all debt, we should strive to live within our means and avoid taking on unnecessary debt.

Seeking Wise Counsel

Finally, it is important to seek wise counsel when making financial decisions. Proverbs 15:22 says, “Plans fail for lack of counsel, but with many advisers, they succeed.”

We should seek the advice of trusted friends, family members, and financial professionals when making important financial decisions. By seeking wise counsel, we can avoid making costly mistakes and ensure that we are using our finances in a way that honors God.


In conclusion, managing our finances in a way that aligns with God’s principles is an essential aspect of our Christian walk. By understanding God’s view of money, giving generously, budgeting wisely, saving for the future, avoiding debt, and seeking wise counsel, we can ensure that we are using our finances in a way that honors God and serves others.

Remember, our ultimate goal should be to glorify God with everything we have, including our finances. As Jesus says in Matthew 6:33, “But seek first his kingdom and his righteousness, and all these things will be given to you as well.”

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